Annual Enrollment 2019 will be from April 8 until 26, 2019.
Join us at RiceFest on Tuesday, April 9, 2018 from 11 am until 2 pm in the Grand Hall of the Rice Memorial Center.
The current Benefits Booklet may be found on the Medical & Dental page.
This year we have changed our benefits communications to focus on what's new and important for you to know for enrolling in the plans in a simple, easy to use enrollment guide. After enrollment ends and as the new plan year approaches, we will provide plan documents, an SPD, and other details which will provide you all the information you need to know: how the plans work, how to appeal any claims or eligibility decisions, evidence of insurability, etc. Of course we will maintain the detailed information available to you on our benefits.rice.edu website.
We are pleased to enhance our benefits offering by bringing you a new group legal plan. This plan gives you access to Network attorneys for most personal legal issues for little or no out-of-pocket costs. Coverage for your family is $22.25/month. Check out details here.
It may have been a year since you visited the benefits portal – maybe you have never been there. If you need a primer or a refresher on how to access and use the benefits portal, click here:
There are very few plan design changes for FY 20. The Dental HMO will now have coverage for dental implants, and the copay for preventive care has been removed. The Medical flexible spending account and health savings account maximums will be increased to the new limits from the IRS for those plans.
Best Doctors is a service that provides you access to preeminent physicians in hundreds of sub-specialties to assess your serious health condition. They will gather all of your health records, reprocess any pathology samples, and review your diagnosis and treatment plan for you. All you have to do is make a phone call. There is no cost for this service for benefit eligible employees. Learn more here.
Continuing to make smart choices when you use your health plan helps to save us all money – remember that our plan premiums are directly related to our plan spending!
- Check out the benefits enrollment portal. It contains a plan selection tool that will allow you to fully consider all medical plan options. You can use your own claims information to “do the math” and see how much each plan would cost you in the new year based on that utilization. If you are planning to have more cost (maybe you will be starting a family or having surgery you have been putting off) or less, you can adjust that utilization. The tool will do the math for your, applying the plan design, adding in the premiums, and coming to an annual number. Seeing how much you can save in another plan might help you re-think your choices to one that better fits you. Keep in mind, however, that cost is not the only consideration in selecting a plan. Keep in mind network requirements when you select your plan.
- View the Emergency Room and Urgent Care tab of the Components of Your Medical Plan page to understand the differences between an urgent care center and an emergency room.
- Take the time today to locate the most convenient In-Network emergency room, urgent care center, and walk-in clinic for you. Stay out of the out-of-network centers if at all possible. That is the best way to ensure you don’t end up with unexpected medical bills.
- Save money on prescription drugs by using the mail order pharmacy service and consider generic alternatives to your brand-name drugs (if available). Learn more by visiting the Prescription Drug Information page.
- Stay up-to-date on your annual preventive exams – this may help or prevent illness, diseases, or other future health problems. Annual preventive services are covered at 100%
- Establish a relationship with your primary care physician – having one physician who helps you maintain your health saves you time and money!
You can use the Aetna DocFind tool to see if your doctor would be covered under a new plan. Click here for a video that shows you how to use this tool.
If you want to leave your benefits exactly as they are today, you do not need to complete annual enrollment. We recommend that you log in to the benefits portal, and confirm your choices, but that is not required. We'd also like you to consider our new group legal plan, and update your beneficiary information there, but you don't have to. The only exception is if you want to use a flexible spending account for medical or dependent care expenses. You must renew these each year. This is an IRS requirement.
We have a benefits service center staffed with knowledgeable service representatives who will be glad to help you navigate the new site, answer questions about your benefits, and if you really need it, they will help you enroll. You can reach them at 713-348-4663
For help with an Aetna plan, please call Aetna Concierge at 1-800-905-7670.
You may also attend this year's RiceFest. Staff members from Human Resources as well as our benefit service providers will be available to assist you with any questions you may have regarding your coverage or the open enrollment process.
The following are the dates and times for in-person assistance:
FE& P is in Duncan Hall 3092 on the 11th from 9 – 11am; FE&P conference room at 2pm for English pm crew
- April 15th 1pm- 3pm COB 114
- April 16th 9am-11am COB 114; 1-2pm COB 114
- April 18 1-3pm COB 114
- April 25 9am-11am COB 114